Michael St. Bernard

Very well maintained ready to move in home located on the 8th fairway of the Turtle Cove golf course. This 3-bedroom 3-full bath home features a newer roof, new water heater, newer HVAC, hardwood floors, new carpet, large kitchen with custom cabinets, granite countertops, all kitchen appliances are staying, large kitchen island, dining room with lots of natural lighting, comfortable family room overlooking the back deck and golf course, owner's suite with double doors opening up onto the back deck, owner's suite spa like bathroom with jacuzzi tub, separate shower & double vanity. The lower floor boasts a large bonus room with a flex floor plan & full bath. Outside the back deck overlooks the level landscaped back yard with plenty of shade all day and the golf course. The seller's favorite thing to do is sit out back watch his favorite team playing on TV and watch the golfers playing through. The yard features new established sod and is well-manicured. The driveway has been redone with plenty of additional parking along with a 2-car garage and plenty of storage all throughout the home. Turtle Cove features white sand beaches with boat ramps, newly remodeled clubhouse with restaurant and full bar, large pool, 9-hole golf course, tennis/pickleball courts and so much more!

Custom built with love by the original owners this beautiful 5-bedroom 3.5 - bathroom home is resting on 3.48 +/- acres with heated private saltwater pool and additional 3 car garage! This slice of paradise includes a gated entrance with fenced in yard, dog pen, screen porch overlooking the pool, custom-built fire pit & private backyard, rocking chair front porch, plenty of parking for all the toys, 2 car attached & 3 car detached garage with unfinished upstairs, new roof, new water heater, new HVAC, new well, new central vacuum, new pool Polaris and plenty of storage. The inside boast hardwood floors throughout the main floor, custom wood cabinets, granite countertops, all stainless-steel kitchen appliances staying including a new dishwasher, separate dining room with built-in custom wood cabinets, luxury lighting package including Tiffany Lights, custom wood burning fire place, large laundry room, freshly painted owner's suite with spa like owner's suite bathroom, large walk-in closet including bedrooms with large closets and Jack & Jill bathroom with new vanity & fixtures. Upstairs includes large open space with 2 bedrooms, new carpet, new paint, new full bath with new LVP flooring and makeshift kitchen for one floor living. Come view this one-of-a-kind home in a private and quiet neighborhood!

Great location!!! Private setting in the Jackson Lake area well maintained ranch home resting on 1.25+/- acres. Less than a mile from the marina this beautiful 3/2/1.5 ranch home features hardwood floors throughout the main living area, new water heater, kitchen with lots of cabinet space, breakfast area & breakfast bar, large primary suite overlooking the private backyard with a trey ceiling & recessed lighting, sitting area and spa like bathroom that includes a double vanity, jacuzzi tub & large walk-in closet, split bedroom plan, formal dining room and large open living room with a wood burning fireplace. Outside boast a private driveway that opens up into your private front yard, large parking area, roomy 2 car garage, workshop with its own driveway, private back patio area and sprinkler system. There is not an HOA and property is located just minutes from Jackson Lake access and downtown Jackson!

Gorgeous property 12.79 +/- acres with 2 ponds in a private paradise like setting. This property features a 3 bedroom/2 full bath bathroom ranch home with a large bonus room upstairs and an office or flex plan. The main home has been partially renovated and just needs the finishing touches. The many features of the home are a new roof, new flooring, new white cabinets in the kitchen, all appliances are staying, large kitchen island, new sheetrock, new plumbing including upstairs which is studded for a 3rd bathroom, dual HVAC system, large walk-in attic, walk-in closets in 2 of the bedrooms, master bath with large soaking tub and separate shower, wood burning stove with rock wall, large sunroom and roomy porch to sit and look at your own private pond. The guest house features a large bedroom & Livingroom/kitchen. The septic system was replaced in 2010 with a chamber system. Boasting fruit trees, wildlife and beautiful views of the ponds with the larger pond stocked with fish this property is a rare find! Property may qualify for an FHA 203K Renovation Loan.

Well maintained and move in ready ranch home nestled in a private cul-de-sac with circular driveway and beautifully landscaped front yard. Resting on a spacious extra-large lot this home features a double door level entry, 3-year roof, fresh paint inside, huge open great room with vaulted ceiling, crown molding, large windows for plenty of light, gas log fireplace, open kitchen with breakfast bar, new dishwasher, large primary bedroom with trey ceiling & french doors that open into the sunroom, walk-in closet & primary bathroom that features a jacuzzi tub & double vanities, guest bedrooms with new carpet & fresh paint and laundry room that includes a sink and folding area. Outside boast a 2-car carport, landscaped front yard with sprinkler system, water feature and large deck overlooking your private backyard. For plenty of storage there is a double door walk-in crawl space. This home is a rare find in Turtle Cove! Turtle Cove is an amazing community that features a golf course, clubhouse with full restaurant & bar, large partially covered pool, tennis, pickleball courts & white sand beaches with 3 boat ramps.

Very clean and comfortable 3/2 ranch home located just minutes from Nuthatch Beach in Turtle Cove. This home features new paint inside, new LVP flooring, new carpet, new stainless-steel appliances, new light fixtures, 1 year HVAC with a 5-year warranty, new deck, private back yard, rocking chair front porch and metal roof. Turtle Cove features white sand beaches with boat ramps, newly remodeled clubhouse with restaurant and full bar, large pool, 9-hole golf course, tennis/pickleball courts and so much more!

Welcome to your super cute home located on a quiet cul-de-sac street with a nice large private yard. The kitchen offers stainless steel appliances including microwave, refrigerator, and new farm sink. Beautiful LVP flooring throughout. This home has a Smart Home System/Eco B with a security system. Extra insulation in the attic to help with utility bills. This home is eligible for 100% USDA financing. Turtle Cove offers 5 beaches, clubhouse with restaurant and community pool, 9 hole golf course, tennis courts. This home is priced below market for a quick sale! BRAND NEW ROOF AND AC UNIT! Hurry! This home will not last!

SELLER WILL CONSIDER ALL OFFERS!! One of a kind Vintage Lindal Cedar deeded lake front Home with sunsets and lake views every day! This well-maintained home rest on the shores of Jackson Lake in a quiet cove and just minutes form Parrot Beach! Enjoy afternoons sitting on the large, covered deck and watching the sun go down or morning cups of coffee! This home boast expansive new decking on the second floor & a large private covered patio on the first floor great for outside entertainment & grilling! Upstairs features new LVP flooring, bedroom, full bath, updated light fixtures, natural wood trim, new electric wiring, an office that could be used as a flex room, secondary kitchen/bar area with a blank canvas & plumbing in place and ready to design your own space, Jacuzzi hot tub that is staying with the home, the loft includes a master bedroom with private sitting area and a full bath. Downstairs features a large kitchen with all appliances staying including the washer & dryer, bedroom, large family room that could be used as another bedroom, full bath, all tile flooring and private entrance onto the back patio. The 2-car garage includes a loft for plenty of additional storage. Outside boast new paint on the outside of the home, new gutters, a poured seawall with steps into the lake, freshly painted dock, additional decking with fenced in area, new expansive driveway with room for RV's and all the toys. Turtle Cove features white sand beaches with boat ramps, newly remodeled clubhouse with restaurant and full bar, large pool, 9-hole golf course, tennis/pickleball courts and so much more! This Cedar home is a rare fine built with Atlanta Steel Beams! Seller is selling "as is" and is offering a full 1-year home warranty.

New Construction to be built in Turtle Cove at a great price!! A short distance to Nuthatch Beach this farmhouse ranch style home with 3 bedrooms & 2 bathrooms includes stainless steel kitchen appliances, large kitchen island, granite counter tops, open floor plan, open living room with an electric fireplace, LVP & carpet flooring, owner's suite on the main with a spacious bathroom that includes an over-sized tile shower, double vanities and walk-in closet! Upstairs includes 2 unfinished bonus rooms with plenty of storage. All appliances and equipment come with a manufacture 1 year warranty. Outside will feature a covered front porch, back patio, wide concrete driveway, landscaping and sodded front yard! Builder is offering $2000 towards upgrades or closing cost. Home is to be built and features may vary. The builder is willing to meet with potential buyer at the site to go over plans and answer questions. Buyer can pick their colors, lighting & fixtures. Seller is a licensed Real Estate Broker in the state if Georgia.

Well maintained five-bedroom & three-bathroom home located in the highly sought after lake community of Turtle Cove. This home features a wood burning fireplace in the living room, open living room/dining room, 3 bedrooms on the main floor including a primary suite with a full owner's suite bathroom that includes a soaking tub, separate shower & double vanity. Downstairs features 2 bedrooms, a full bath & laundry room. The larger bedroom could be used as a flex room such as a game room, family room or TV room. Outside includes a fenced in backyard, gutters with new gutter guards, new back deck, rocking chair front porch and plenty of parking for all the toys. Behind the property is TC green space for plenty of privacy. Turtle Cove features white sand beaches with boat ramps, newly remodeled clubhouse with restaurant and full bar, large pool, 9-hole golf course, tennis/pickleball courts and so much more!

Wow!! Great opportunity to purchase an updated & remolded 3-bathroom 2-bedroom home resting on 3+/- acres with a separate guest house and plenty of pasture to enjoy! This home features a new roof, original wood flooring, new LVP flooring, new carpet, new paint inside, new vinyl siding, new gutters, new HVAC, new deck, new water heater, new granite countertops in kitchen & bathrooms, new stainless-steel appliances, new fixtures, new decking, new windows, new driveway, his/hers closets in the owner's suite, large master suite, split floor plan, open floor plan, closed in front porch with ceiling fan, sunroom with large laundry room that opens up onto your new deck and an office that can be used as a 4th bedroom. Outside there are beautiful pecan trees, landscaping and plenty of parking for all the toys! This property also includes a second 2-bedroom 1 bath turn of the century guest house that is currently rented out. The guest house will need some TLC. Located just minutes form Jackson Lake, downtown Jackson & Locust Grove. Seller will provide a home warranty up to $600. This property has been in the family for years and is a one of kind property! The seller is a licensed real estate broker in the state of Georgia.

Lakeview Retreat in Turtle Cove, Monticello A delightful 5 bedroom, 3.5 bath home situated in the Turtle Cove community of Monticello, GA. Scenic lake views and a plethora of modern updates, this property offers an opportunity for relaxing lakeside living. The house has vaulted ceilings and the abundance of natural light in the living spaces, creating an open and inviting atmosphere. The main level features a spacious master bedroom with an en-suite bathroom. The kitchen has been recently updated and has ample storage space. It seamlessly flows into the dining area. The adjacent living room offers a cozy retreat and picturesque views of the lake. There is a screened-in porch, two decks provide additional outdoor space, a pergola with a fire pit area. Located in the Turtle Cove community, residents have access to a range of amenities: a 9 hole golf course, swimming pool, 4 boats ramps, 5 beaches, , tennis courts and a clubhouse with a lounge and restaurant. Don't miss this incredible opportunity to own a lakeview retreat with modern upgrades in the Turtle Cove community. Embrace the lake lifestyle and make 427 Raven Road your forever home.

I am an experienced Realtor® with a unique journey that blends a background in Allied Health with a passion for connecting with people and helping them achieve their real estate goals. I hold an Associates Degree in Allied Health with a career as a Radiologic Technologist spanning over 35 years. Driven by a desire for a new challenge, I decided to change career paths transitioning into the world of Real Estate. My philosophy is simple " treat people the way that I want to be treated." My commitment is to always provide exceptional service and ensure that all my clients feel valued and supported throughout there real estate journey. 
Licensed in Georgia and South Carolina
Accredited Buyer's Representative
I  Am Ready To Turn Your Real Estate Dreams Into Reality!

Joanne  Kondreck

I help people move with confidence, whether they’re buying their first home, selling a property, or relocating across the country for a new opportunity. As a full-time Realtor in Augusta/Aiken area, I specialize in guiding buyers, sellers, veterans,  and corporate transferees through smooth, stress-free transactions with a personal, proactive approach.

Stephanie Parris

“Providing professional real estate guidance from consultation to closing. Helping buyers, sellers, and investors navigate the Georgia market with confidence through personalized support, communication, and negotiation services.”

Michael St. Bernard

About Michael St. Bernard

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Recent property sales & transaction history

12 properties

Monticello

Family Home

$250,000 to $400,000

1,600 ft² to 2,700 ft²

Properties for sale by listing agent Michael St. Bernard

$449,900

$260,000

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